Quick Financial Solutions for Laredo Residents
$100 - $5,000

Need a Hand with Expenses? Find a Loan in Laredo Today

We help Laredo residents connect with a network of lenders for quick cash needs, from car repairs on San Bernardo Avenue to unexpected medical bills.

Fast Online Request Secure 256-bit Encryption All Credit Types Considered
Check Your Eligibility
Fast
Response Times
Simple
Online Request
Next Day
Potential Funding
Secure SSL Connection
OCCC Compliant Network
Trusted Matching Service

How It Works

Get the funds you need in a few simple steps

1

Submit Your Request

Complete our simple online form with your basic information in just a few minutes.

2

Get a Quick Decision

Our network of lenders reviews your request to see if they can provide a loan that meets your needs.

3

Review & Sign

If connected, review the lender's terms, interest rates, and schedule before e-signing your documents.

4

Receive Your Funds

Once approved, funds are typically deposited into your Laredo bank account as soon as the next business day.

Apply Now

Fill out the form below to get matched with a lender

Lenders in our network may perform credit checks through major bureaus or alternative providers to determine eligibility. Submitting a request does not guarantee you will be connected with a lender or approved for a loan.

Loan Information

Loan Details

Loan Amounts

$100 to $5,000 (Subject to Laredo City Ordinances)

Loan Terms

14 days to 24 months

APR Range

200% - 700% (Varies by lender and loan type)

Types of Loans Offered

Payday Loans Installment Loans Personal Cash Advances

Eligibility Requirements

  • Must be at least 18 years old
  • Must be a U.S. citizen or permanent resident
  • Active checking account required
  • Steady source of income
  • Valid email address and Laredo-area phone number

Required Documents

  • Valid Government Issued ID
  • Proof of Income (Paystubs or Bank Statements)
  • Active Checking Account Details
  • Social Security Number

Why Choose Us

Local Compliance

We ensure our lender network understands Laredo's specific municipal ordinances regarding loan limits.

Fast Response

Our automated system works quickly to connect you with a potential lender in minutes, not days.

All Credit Welcome

Lenders look beyond just your FICO score, often focusing on your current income and ability to repay.

Secure Technology

Your data is protected by high-level encryption, ensuring your privacy is maintained throughout the process.

No Hidden Fees

Our matching service is completely free to use. You only pay the interest and fees agreed upon with your lender.

Flexible Use

Whether it's for bills, repairs, or an emergency, you have the freedom to use your loan for any purpose.

What Our Customers Say

R
Ricardo Trevino Laredo, TX

Fast and Helpful

My AC went out right during a Laredo heatwave and I didn't have the $450 for the repair. The form was easy and I had the money in my account the next morning. Saved my family from the heat!

E
Elena Rodriguez Laredo, TX

Good Service

I was a bit worried because my credit isn't great, but they connected me with a lender who understood my situation. The interest is high, but it solved my emergency when nobody else would help.

M
Marcus Johnson Laredo, TX

Simple Process

No driving around to different stores. I did everything on my phone while I was on my lunch break. Very straightforward instructions.

S
Sofia Garcia Laredo, TX

Emergency Cash

Needed $1,200 for a car repair so I could keep commuting to work. The lender I was matched with was professional and explained everything clearly. Process took about 15 minutes.

D
David Martinez Laredo, TX

Reliable

I've used this service twice now for small gaps in my budget. It's much better than paying overdraft fees at the bank. Highly recommend if you're in a pinch.

Payday Loan and Cash Advance Stores in Laredo, Texas

Borrowers in Laredo, Texas, have several options for accessing quick cash, whether they need a payday loan, title loan, or check cashing services. Residents can visit one of the many local storefronts listed below for in-person assistance or choose to apply online through our matching service for a convenient and streamlined experience.

ACE Cash Express

Cash Advance

2308 Guadalupe St, Laredo, TX 78043

(956) 723-4241

Mon-Fri 9am-7pm, Sat 10am-6pm

Advance America

Payday Loans

502 West Calton Rd, Ste 204, Laredo, TX 78041

(956) 791-4222

Mon-Fri 9am-6pm, Sat 9am-1pm

Speedy Cash

Title Loans

7120 San Bernardo Ave, Laredo, TX 78041

(956) 791-0400

Mon-Thu 9am-7pm, Fri 8am-8pm, Sat 10am-6pm

ACE Cash Express

Check Cashing

4311 Clark Blvd Ste J, Laredo, TX 78043

(956) 718-2023

Mon-Fri 9am-7pm, Sat 10am-6pm

Texas Car Title & Payday Loan Services, Inc.

Payday Loans

4301 McPherson Ave, Laredo, TX 78041

(956) 712-4266

Mon-Fri 10am-6pm, Sat 9am-2pm

Discount Car Title Loan

Title Loans

1520 Guadalupe St, Laredo, TX 78040

(956) 568-1322

Mon-Fri 9am-7pm, Sat 9am-3pm

TitleMax Title Loans

Title Loans

4316 San Bernardo Ave, Laredo, TX 78041

(956) 728-7337

Mon-Fri 9am-7pm, Sat 10am-4pm

ACE Cash Express

Cash Advance

3502 San Bernardo Ave, Laredo, TX 78041

(956) 724-4286

Mon-Fri 9am-8pm, Sat 10am-6pm

TitleMax Title Loans

Title Loans

2201 Chestnut St, Laredo, TX 78046

(956) 253-1380

Mon-Fri 9am-7pm, Sat 10am-4pm

Walmart MoneyCenter

Check Cashing

2320 Bob Bullock Loop, Laredo, TX 78043

(956) 791-0559

Mon-Sun 8am-8pm

Laredo Community Profile

Laredo, Texas, serves as the largest inland port in the United States, with an economy deeply rooted in international trade, logistics, and transportation. Despite its strategic importance to global commerce, the city faces significant economic disparities, including a poverty rate nearly double the national average and a median household income that trails behind state and federal figures. These economic pressures, combined with a large workforce in service and trade sectors, often lead residents to seek short-term lending options to manage cash flow gaps, unexpected medical costs, or vehicle repairs essential for commuting in a city where most workers drive alone.

261,408
Population
$63,264
Median Income
20.8%
Poverty Rate
4.1%
Unemployment

Means of Transportation to Work

Drove Alone 81%
Carpooled 11%
Public Transit 1%
Walked 1%
Work from Home 5%
Other 1%

Class of Worker

Private Wage & Salary 74.2%
Government 16.8%
Self-Employed 8.7%
Unpaid Family 0.3%

Household Income Distribution

Under $25K 23%
$25K - $50K 19%
$50K - $75K 17%
$75K - $100K 12%
Over $100K 29%

Source: U.S. Census Bureau, 2023-2024 American Community Survey (ACS) 1-Year Estimates; U.S. Bureau of Labor Statistics (Dec 2025)

Frequently Asked Questions

Is this a direct lender?
No, we are not a direct lender. We are a free matching service that connects Laredo residents with a network of reputable third-party lenders who may be able to offer the funds you need.
How quickly can I get my money?
Most borrowers receive their funds as soon as the next business day after approval, depending on the lender and your bank's processing times.
Can I get a loan with bad credit?
Yes, many lenders in our network specialize in helping individuals with less-than-perfect credit. They often look at your income and employment history rather than just a credit score.
What is the maximum loan amount in Laredo?
Under Laredo city ordinances, a payday loan cannot exceed 20% of your gross monthly income. The absolute maximum will depend on your specific earnings and the lender's policies.
Are there restrictions on how I use the money?
No. Once you receive your funds, you can use them for any immediate need, such as utility bills, emergency repairs, or medical costs.
What if I can't pay back the loan on time?
If you anticipate a late payment, contact your lender immediately. Most lenders offer extensions or payment plans, though these may incur additional fees. Failure to pay may affect your credit score.
Do I need to visit an office in Laredo?
No, our entire process is 100% online. You can request a loan from the comfort of your home in Laredo, whether you're in Mines Road or the Heights.
Is my personal information safe?
Absolutely. We use industry-standard 256-bit SSL encryption to ensure that your sensitive data is protected throughout the entire request process.

Ready to Get Started?

Get started now to see if you can receive funds by tomorrow!

Check Your Eligibility